Dashcams are fast becoming a favourite gadget for UK motorists. However, they can also land you in hot water with hefty fines and penalty points if not used correctly.
While they offer protection against fraud and disputes, failing to inform your insurance provider about a dashcam installation could cost you up to £1,000.
Specialists at Bigwantsyourcar.com warn of the troubles that could arise from non-disclosure: "It's seen as non-disclosure, which could result in a rejected claim if you have an accident and might even push up your premiums later. While dash cams are great for security, you need to follow your insurer's rules to keep your coverage valid."
Another pitfall is improper installation, which experts caution: "Installing a dash cam the wrong way can get you fined up to £1,000 and slapped with three penalty points."
They remind drivers of Rule 30 of The Highway Code, emphasising the necessity of maintaining a clear view of the road. Making sure the dash cam doesn't obstruct your view is crucial to avoid penalties.
The advice continues, tackling a common misconception: "Many drivers assume all dash cams are treated the same by insurers, but that's not the case. Hard-wired dash cams change your car's electrical system, so they're classed as a modification – and you need to let your insurer know."
Furthermore, it's vital to keep your hands off the dashcam while driving. The experts have warned against handling a dashcam on the move, equating it with using a mobile phone behind the wheel: "You could face a £1,000 fine and up to six penalty points.
"That's why it's so important to set up and turn on your dash cam before you hit the road."
